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in Kitchener

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Compare to Save on Kitchener Car Insurance

How much do you pay for your Kitchener auto insurance? Chances are it is too much and we’re confident that we can find you a better rate than what you currently pay. In the time it takes to fix yourself a snack, you can put what you currently pay for your Kitchener auto insurance to the test by comparing quotes for a better price. It’s a test that can save you considerable money too. On average, Kitchener drivers save $610 after shopping their rate at

How are these types of Kitchener auto insurance savings possible? No other comparison service covers as much of the auto insurance market than we do. We search for your lowest Kitchener car insurance rates from over 50 insurers. And by tapping into the rates of so many insurance providers at once, you can be certain you’re paying the lowest Kitchener auto insurance premiums for the year ahead.

Start saving on your Kitchener car insurance and compare auto insurance quotes today.

Since part of your Kitchener auto insurance premium is determined by the vehicle you drive, we thought it would be interesting to see which cars are most popular in Kitchener. Based on drivers in the city who shopped their auto insurance rate at, it is the Honda Civic you’re mostly likely going to see on the roads in Kitchener.

  1. Honda Civic 
  2. Toyota Corolla 
  3. Mazda’s Mazda3 
  4. Hyundai Elantra 
  5. Honda Accord 
  6. Toyota Camry 
  7. Volkswagen Jetta 
  8. Chevrolet Cruze 
  9. Ford Focus 
  10. Hyundai Sonata

As you can see from the list, the top 10 most popular vehicles in Kitchener are all cars. When we dig deeper into the list we found that the most popular SUV in Kitchener is the Ford Escape, the most popular minivan is the Dodge Grand Caravan and the most popular pickup truck is the Ford F-150.

Kitchener is a city on the move and it’s growing. Kitchener is attracting more and more people to the area with a growth in its population that exceeds not just the provincial average but that of the nation. Based on the 2016 census, Kitchener’s population grew by 6.4 per cent since the last census was taken which means there are more drivers on the roads too. Compared to the provincial average (4.6 per cent) and the national average (5 per cent), there’s an appeal about Kitchener that makes people want to live there. But with almost 80 per cent of Kitchener’s workforce relying on their car to get to their place of employment, coupled with a growing population, it’s not surprising then that Kitchener’s commute time is increasing as well. Each day, Kitchener residents spend on average 22.7 minutes getting to work and another 22.7 minutes getting home. It’s a lot of time to spend in the car commuting which means tickets and accidents are apt to happen.

Just like the type of car you drive, another component that goes into the premium you pay for your Kitchener car insurance coverage is your driving history. For example, the type of driver’s licence you have and how long you’ve held your licence counts, and tickets and collisions also play a starring role in how much you pay for your coverage. For example, moving violations (tickets) will stay on your driving record for three years, while collisions could affect your premiums for at least six.

Drivers in Kitchener who compared auto insurance quotes at mostly do not have tickets or collisions on their driving history that would affect what they pay. Almost 84 per cent of Kitchener drivers said they have not had a ticket in the last three years, while 78 per cent said they were collision-free for the last decade. That’s good news when it comes to Kitchener auto insurance rates because maintaining a clean driving record is an easy was too maintain coverage that doesn’t hit your wallet hard.

Auto Insurance Rates from Real Drivers

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Ways to save on your Kitchener auto insurance rate

It’s expected that auto insurance rates in Ontario will be increasing in the coming year, and drivers in Kitchener will not be immune. There are ways however, to save on your coverage.

First and foremost is to shop around. Too many Ontario drivers allow their policy to automatically renew without first seeing if another provider offers a cheaper rate. According to a survey from the Financial Services Commission of Ontario, 52 per cent of Ontario drivers simply paid the renewed rate, or took no action, when their policy was up for renewal. But when rates are changing, as they are now, this could be a missed opportunity to spend less on the coverage you need.

Maximize the discounts that are available.Make sure you insure all your family’s automobiles together, consider purchasing your home insurance from the company who insurers your vehicles, and use winter tires. Also, don’t be afraid to ask your current insurance provider about their list of discounts as there may be discounts available that you didn’t know about and they didn’t know to offer. For example, if your child is attending school outside of the city in which you live, you could be eligible for a “living away from home” discount.

Review your optional coverages (like collision and comprehensive) to see if they’re still necessary, and if they are needed consider raising your deductibles to $1,000 if they’re set lower.Depending on what your deductibles are currently set at, raising them could save you in the neighbourhood of five to 10 per cent.

Why compare your Kitchener auto insurance rate at

We are the only comparison service in Canada that searches for your lowest rate from 50+ insurance providers. Our service is completely free, and there are no hidden fees or costs associated for comparing your rate with us. What’s more, we’ll help you secure your rate with the provider that quoted you the best Kitchener auto insurance premium. You’ve got nothing to lose, only money to save, by comparing Kitchener auto insurance quotes today.

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75% of Kanetix customers in Ontario who participated in the survey said Kanetix helped them identify an average savings amount of $610 (June – November 2017) on their car insurance. The cited amount represents the average difference between the best quote obtained at and the current premium amount of participants in the survey. The savings amount varies by individual and does not constitute a guarantee; in each individual case, the difference may be smaller or greater than the savings amount cited.